Verified once. Funded in minutes, every time after.

Akafin Corp is a Chennai finance company for growing businesses. Your first assessment is thorough. After that your profile stays current, so each new working-capital request is decided in minutes.

Request funding See how it works

For existing Akafin clients with an up-to-date profile. New businesses start with a one-time assessment.

Repeat funding requestExample

₹25,00,000

Supplier payment6 monthsFortnightly repayment

Company profileVerified
Bank statementsCurrent to 30 Sep
GST returnsFiled on time
Repayment recordNo missed dues

Nothing to re-uploadSend request

Credit for your business, and soon for your household.

We start with working capital for businesses we know well. Personal hand loans and a chit fund will follow, each launched only once it is properly registered.

A factory owner checking her phone on the shop floor

Available now

Business working capital

Short-term unsecured credit for payroll, raw material, supplier payments and new orders. We set your limit from how the business actually runs: bank statements, GST filings, receivables and work orders.

Tenure: 3 to 12 months
Security: Unsecured
Repeat requests: In minutes

Start an assessment

A young professional reviewing a loan on his phone at home

Launching soon

Personal hand loans

Small loans for urgent needs like a hospital bill, school fees or a family function. Apply from your phone and see every repayment date before you accept.

Join the early list

Four women reviewing a savings plan together on a tablet

In preparation

Akafin Chit Fund

A chit scheme for families and businesses who save together, with every contribution, auction and payout recorded in the app. We will open it after registration under the Chit Funds Act.

The work happens once. The speed stays.

Your first request takes the time it should. Each request after that builds on what we already know about your business.

The first time

Tell us about the company
Registration, GSTIN, income-tax filings and the people who run the business.
Show how the business runs
Recent bank statements, receivables and confirmed work orders.
Get a clear decision
Your approved limit, the repayment schedule and the reasons behind both.

Every time after

Request again in minutes
Keep your statements current and send a request from your phone. We check what changed and decide.

Software reads the paperwork. Our credit team makes the call.

Our underwriting platform does the slow parts of lending in minutes, so the people deciding on your loan spend their time on your business, not on spreadsheets.

Bank statements read line by line
Monthly inflows, cheque returns, low-balance days and customer concentration, from every account you share.
Tax and GST compliance checked
Filing regularity and turnover are matched against what your bank statements show.
Your limit reviewed every month
As your cash flow grows, your limit can grow with it, without a fresh application.
Every decision explained
You see what supports your limit, what holds it back and what would raise it.

Built for the businesses that keep Chennai working.

We lend to established firms with real order books and a banking history we can read.

Manufacturers

Engineering works, hydraulics, fabrication and component makers.

Traders and importers

Firms that pay suppliers before their buyers pay them.

Contractors

Businesses with confirmed work orders that need mobilisation funds.

Service companies

Logistics, staffing and technology firms with steady monthly billing.

What clients use it for

Payroll before a receivable clears Raw material for a confirmed order Supplier advances Festive-season inventory Mobilising a new contract

Already an Akafin client? Your next tranche is a request away.

Sign in to see your available limit, upload this month's statements and send a request. New to Akafin? Write to us and our Chennai team will set up your assessment.

Client login Email our team

Talk to us

Email: hello@akafincorp.com
Office: Chennai, Tamil Nadu
Hours: Monday to Saturday, 9:30 am to 6:30 pm